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Replacing a Lost Card 信用卡挂失报你知

课文朗读

课文讲解

Teller: Welcome to Star Bank. How may I help you?  欢迎光临星辰银行。请问您需要什么服务？

Brian: I think I lost my credit card, so I need to cancel it. 我想我弄丢了信用卡，所以我必须取消它。

Teller: Yes, that’s a good idea. We can check to see if someone found your card. First we need to verify your account. May I have your full name and date of birth? 没错，那是正确的想法。我们可以确认是否有其他人寻获你的卡片。首先，我们必须核对您的账号。可以告诉我您的全名和生日吗？

Brian: Of course. I’m Brian Smith and my birthday is March 24^th, 1987. 当然可以。我叫布莱恩．史密斯，我的生日是1987年3月24日。

Teller: Thank you, Mr. Smith. No one has returned your card. Can you remember the last time you used your card? 谢谢，史密斯先生。没有人归还您的信用卡。您记得上次使用信用卡的时间吗？

Brian: I think that I used it to buy groceries last night. It was about eight o’clock. I must have dropped it while I was walking home. 我想我昨晚拿信用卡买了一些杂货。大约是在八点的时候。我一定是在走回家时把信用卡掉到地上。

Teller: OK. I’ve canceled your card. For your information, no purchases were made after you went shopping last night, so all your money is safe. Would you like us to issue you a new card? 好，我已经取消您的信用卡。这则信息供您参考，您昨晚购物后信用卡并未进行任何交易，所以您的存款安全无虞。需要我们发一张新信用卡给您吗？

Brian: Yes. Could you tell me how long it will take to get it replaced? 需要。可以告诉我要等多久才会拿到新信用卡吗？

Teller: It should be ready in about 30 minutes. You can have a seat in the lobby and I will let you know when the new card is ready. 应该30分钟之内即可完成。您可以在大厅稍坐，新信用卡好了之后我会告诉您。

Brian: Great. Thank you for all your help today. 太好了。谢谢你今天的帮助。

单词发音

Vocabulary

cancel [ˋkæns!] v. 取消，废除；中止

Melanie's driver's license was canceled because she caused several car accidents.

account [əˋkaʊnt] n. 账户

Shoppers sometimes open accounts on websites in order to shop online.

grocery [ˋgrosərɪ] n. 食品杂货

Jeremy bought some groceris after he found he had no food at home.

issue [ˋɪʃjʊ] v. 发给，核发

(issue-issued-issued)

The city issued the movie director a permit to film on public roads.

replace [rɪˋples] v. 取代

(replace-replaced-replaced)

A light bulb in Kevin's bedroom burned out, so he replaced it.

lobby [ˋlɑbɪ] n. 大厅

Frank met his friends in the theater's lobby before the movie started.

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for your information 供你参考

课文朗读

课文讲解

The Pros and Cons of Credit Card 使用信用卡的利与弊

The credit card is the ultimate icon of the modern shopper. It’s slim and more convenient than carrying lots of cash and counting coins. With credit cards, consumers can shop almost anywhere around the world. In addition, most purchases over the Internet require credit cards.

信用卡是现代购物者的终极象征。信用卡轻薄，而且较携带大笔现金并数算硬币付账方便。有了信用卡，消费者几乎可以在全世界的任何地方消费。除此之外，大部分的在线购物也需要信用卡。

The allure of credit cards has led many people to serious money trouble. All of the purchases made with credit cards create debt. If the debt is not repaid within a certain period, interest builds up. Furthermore, as credit cards are so easy to get and use, many enthusiastic shoppers overspend and owe more debts than they can pay back.

信用卡的诱惑已经让许多人陷入财务问题。所有使用信用卡的消费都会带来债务。如果债务未在特定时间内清偿，将会累积利息。再者，因为信用卡非常容易取得和使用，许多狂热的购物者超支并欠下超过他们偿还能力的债务。

In conclusion, credit cards are a great convenience that must be used with caution. Remember to keep track of bills and pay the balance in full each month. Always bear in mind that the card is a loan from the bank, not free money. This way, one can really enjoy the benefit brought by credit cards.

总结来说，信用卡是必须小心使用的方便工具。记得纪录账单并每月还清所有结余。永远记住使用信用卡是向银行借贷，不是平白得到的金钱。如此一来，持卡人就能真正享受信用卡带来的益处。

－by Geoffrey Trager

单词发音

Vocabulary

consumer [kənˋsjumɚ] n. 消费者，用户

To make profits, companies always pay attention to what consumers want.

debt [dɛt] n. 债，借款

Lenard has a debt problem because he always owes his friends money.

repay [rɪˋpe] v. 偿还

People must repay their bank after borrowing money to buy a house.

enthusiastic [ɪn͵θjuzɪˋæstɪk] adj. 热衷的; 狂热的

Grace is enthusiastic about going to Europe during her summer vacation.

balance [ˋbæləns] n. 结余

If you pay off your credit card balance slowly, you end up paying more.

loan [lon] n. 贷款

Kelly got a loan from a bank and then opened her own restaurant.

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ultimate [ˋʌltəmɪt] adj. 最后的，最终的

icon [ˋaɪkɑn] n. 象征; 代表物

allure [əˋlɪʊr] n. 诱惑力，魅力

caution [ˋkɔʃən] n. 小心，谨慎

bear in mind  记住,牢记