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拿铁因子:少杯咖啡,多份财富
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拿铁因子:少杯咖啡,多份财富
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主题: 拿铁因子:少杯咖啡,多份财富
拿铁因子:少杯咖啡,多份财富
11 年 1 周 前
#853
mike lee
离线
Intermediate English-2 /Life /Save the Latte for a Rainy Day
05-13
对于咖啡因的爱好者而言,总要喝到一天的第一杯咖啡后,这天才算真正的开始。每天早上你都会注意到他们在附近的咖啡店排队。但当你看着他们掏皮包并奉上辛苦赚来的钱时,你或许要思考一件事:奢侈地每日享受一杯咖啡时,其实可能使得一百万元的财产化为乌有。
「拿铁因子」是由一位个人理财顾问和作家戴维.巴哈所创造出来的观念。巴哈站出来证明,你不须赚特别高的工资才能创造财富。他表示只要存下通常会花在咖啡、糖果棒、瓶装水以及杂志等小物品上的钱,任何人都能致富。虽然这笔钱的数目似乎微不足道,但复利却可以让这些小小的挥霍转变成不小的财富。
巴哈举例说明当一个人每天将5美元存进银行而非花在拿铁上时,会得到怎样的结果。以10%的复利来算,也就是平均股票市场的获利,在50年后这些钱就会累积到100万美元以上。藉由仔细地观察我们的钱到底花到哪里去,我们可以投资得更多,而且退休时,就有喝不完的拿铁!
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拿铁因子:少杯咖啡,多份财富
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